Terms of Service

These Terms of Service ("Terms") govern your access to and use of the websites and background screening services provided by ACE Background Check ("ACE", "we", "us"). By using our services you agree to these Terms.

1. Services

ACE provides consumer reports and background screening services as described on our website and in any applicable service agreement. Specific features, turnaround times, and pricing may be set out in an order or statement of work.

2. Eligibility & Accounts

Services are intended for businesses with a permissible purpose under applicable law. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

3. Permissible Purpose & Compliance

You certify that you will request and use consumer reports only for a permissible purpose under the FCRA and applicable state law, and that you will comply with all obligations, including disclosure, authorization, and adverse-action requirements. See our FCRA Compliance page.

4. Acceptable Use

• Do not use reports for any purpose prohibited by law.
• Do not resell, republish, or misuse report data.
• Do not attempt to disrupt, reverse engineer, or gain unauthorized access to our systems.

5. Fees & Payment

Fees are as agreed in your order or invoice and are due per the stated terms. Late or unpaid amounts may result in suspension of services. [INSERT payment & refund terms]

6. Intellectual Property

All software, content, and materials provided by ACE are owned by ACE or its licensors and are protected by applicable law. These Terms do not grant you any ownership rights.

7. Disclaimers

Services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, ACE disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose.

8. Limitation of Liability

To the fullest extent permitted by law, ACE will not be liable for indirect, incidental, special, or consequential damages. [INSERT liability cap consistent with your service agreement]

9. Indemnification

You agree to indemnify and hold ACE harmless from claims arising out of your misuse of the services or violation of these Terms or applicable law.

10. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles. [INSERT venue / dispute-resolution terms]

11. Changes

We may update these Terms from time to time. Continued use of the services after changes constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms? Contact info@acebackgroundcheck.com. [INSERT mailing address & phone]